I can’t quite remember how I heard about Dave Ramsey and his baby steps. It was a slow process of learning about him. I read a little bit about him online and then found one of his books at the library. Once I read one book, I read another and another. There was so much information to take in and process.

Along with the books, the Dave Ramsey show has really changed the way I think about money, finances and planning for the rest of my life. I finally found the Dave Ramsey radio show although I tend to listen to it on a scratchy am station out of Portland. Read the rest of this entry »